Browse terms
The bankruptcy process
Conversion
Conversion is moving a bankruptcy case from one chapter to another. The case continues under the new chapter, and with limited exceptions it keeps its original filing date. 1
Talk to a lawyerHow it works
A Chapter 13 debtor may convert the case to Chapter 7 at any time, and that right cannot be waived. 2
A Chapter 7 debtor may convert to another chapter, such as Chapter 13, as long as the debtor is eligible for the new chapter and the case was not already converted to Chapter 7 from another chapter. The court may not move a Chapter 7 case to Chapter 13 unless the debtor asks or consents. 3
Conversion can also happen against the debtor's wishes. In Chapter 13, on request of a party in interest or the United States trustee, the court may convert the case to Chapter 7 or dismiss it for cause, whichever is in the best interests of creditors and the estate. Causes include failing to file a plan on time, failing to start payments and material default under a confirmed plan. 2
Common questions
How is conversion different from dismissal?
Can a Chapter 7 case be converted because of the means test?
What if my Chapter 13 plan is not confirmed?
The debtor may file a modified plan or convert the case to a liquidation case under Chapter 7. 6
Sources
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